VLP advises technology companies, investment funds, and traditional financial institutions on regulatory matters involving fintech, crypto, artificial intelligence, and other innovative financial products and services. We offer tailored legal guidance across the regulatory spectrum – from federal AML/BSA compliance and sanctions programs to state money transmission and licensing frameworks.
Our attorneys counsel clients on innovative payment solutions, including credit and debit cards, digital wallets, and crypto/fiat transactions, helping clients bring these products to market amid a complex regulatory landscape. We combine the enforcement instincts of a former SEC and DOJ attorney with the product-aware pragmatism of lawyers who have built compliance and regulatory functions from the ground up inside high-growth technology companies. That dual perspective allows us to give clients fast, practical, business-oriented advice rather than abstract risk identification.
Our work spans regulatory strategy, product counseling, compliance program design, regulatory diligence for financings and investments, and law enforcement and regulatory inquiry response, helping clients innovate confidently in highly scrutinized markets while reducing enforcement exposure.
Regulatory Strategy and Product Counseling
We help clients design and launch fintech, crypto, and AI products that satisfy regulators while preserving business flexibility and speed to market.
- Advising on payment solutions, digital wallets, and crypto/fiat transaction flows
- Identifying regulatory touchpoints early in product design and development
- Structuring products to reduce licensing, money transmission, and enforcement risk
AML, Sanctions, and Money Transmission
VLP delivers tailored AML, sanctions, and state money transmitter guidance for clients across crypto, blockchain, e-commerce, and fintech.
- Structuring AML/BSA programs and sanctions screening controls
- Assessing financial crime and illicit finance risk across products and markets
- Advising on money transmission risk and licensing compliance requirements
Securities and Digital Asset Counseling
We counsel digital asset and fintech companies and other market participants on securities and commodities issues, market integrity, and evolving federal and state regulatory frameworks.
- Advising on token classification and securities/commodities treatment
- Counseling on custody, registration, and anti-evasion structuring issues
- Tracking CLARITY Act, SEC, and Treasury rulemaking affecting digital assets
Compliance Program Design
VLP builds right-sized compliance programs that scale with a company’s stage, risk profile, and regulatory footprint.
- Designing policies, controls, and escalation workflows for growing companies
- Building compliance infrastructure calibrated to bank partner and investor expectations
- Advising on training, monitoring, and remediation programs
Regulatory Diligence and Enforcement Defense
We support investors and companies with regulatory diligence and defend clients facing government inquiries, subpoenas, and enforcement proceedings.
- Conducting regulatory diligence for financings, investments, and acquisitions
- Developing playbooks for responding to subpoenas, regulatory RFIs, and informal agency inquiries
- Defending executives in SEC, DOJ, and other regulatory proceedings